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You’ve nailed pay.

The rest of reward, benchmarked.

Where you stand on pension, leave, family policy, health cover, incentives and benefits, against UK employers like you.

Book a 30-minute call See how it works

Every figure with its sample size · nothing shown below three employers

The lumi platform in three minutes · narrated by David Whitfield · captions on

lumi is a reward and employee benefits benchmarking community for UK employers of 50 to 10,000+ people. Every member contributes its own reward data, and the pool is the product.

275
contributing UK organisations
14
sectors, manufacturing to charity
50–10k+
employees

Who is in the sample, by sector and by size

Employer-submitted, quality-assured against our anchor register of graded published UK sources. Nothing scraped, nothing bought, and your position recomputed whenever a member’s data lands.

The problem

Millions a year on reward beyond pay. When did you last check what it’s worth?

Base pay has a survey and a review cycle. The rest of the package, where the money beyond salary goes and where employees notice the difference, is set once and rarely measured against the market or against what people value.

1 in 3

proposed benefit changes are rejected by management for lack of data. REBA / Howden Benefits Design Research 2025, 360 organisations

What you spend, and what it costs to know.

Three figures of yours, and arithmetic. Nothing you type here is sent anywhere.

50 to 10,000, in steps of 10. The slider and the typed figure move together.
£20,000 to £120,000, in steps of £500. The slider and the typed figure move together. UK median full-time pay was £37,430 in April 2024 (ONS, ASHE).
5 to 40 per cent, in steps of 1. The slider and the typed figure move together. Pension, bonus, insured benefits, allowances, enhanced leave.
Reward beyond pay, a year
£2.8m
One per cent of it
£28k
One point of pension contribution
£188k
one lever, one per cent of payroll
lumi, a year
£5,000
0.18% of the spend

lumi doesn’t promise a saving. It shows where you stand and what a move does.

One questionnaire

How it works: four stages, and the last one doesn’t stop.

You won’t need us in the room: every section opens with a short clip on what it asks and the one judgement people get stuck on.

01

Say what you do

Policies, not people. About an hour, most questions one click, stop and come back.

02

See where you stand

Every answer is placed against your peer group, which you can redraw: below, on or above market. Nothing shows unless three employers sit behind it.

03

Model what you’d change

Scenarios opens once half your questions are in.

04

Then it keeps watching

Members join and update, and the market moves. You don’t check it. It tells you.

The what-if modeller

Scenarios: change one thing. See what it does.

Finance wants money off the benefits bill. The exec wants a retention story. You want to know what either costs before the meeting.

  • 01Add, remove or re-level any of 38 benefits, from private medical to the pension match.
  • 02Cost, value and efficiency move as percentiles among peers’ packages, so a small change shows as a small move.
  • 03Every change carries a difficulty: contractual, consultation, lead time. Easy, moderate or hard.
  • 04Save it, comment with colleagues, set a target, export the CSV, or present it full screen.

Scores are estimates from your answers on lumi’s ratings: not £ amounts, and not an employee survey. The page says so on every reading.

“The fuller story: we may show where we are because we want to change something.”

HR team, UK bank

Illustration · try a preset

Lower cost, on-market value

3 changes
CostP40 → P29Lower
ValueP55 → P47On market
EfficiencyP66 → P71Higher
DifficultyModerateof the changes
Private medical insurance
Family cover → employee only · 41% of peers offer family
cost −6Moderate
Gym and fitness subsidy
Remove · 28% of peers offer one
cost −2Easy
Employer pension contribution
6% → 5% matched · median 5.0% among peers
cost −3Hard
Based on the 31 benefits in your data · compared with 45 employers
From lumi · Monday, 07:00Illustration
This week: 2 new signals, 1 cleared
Below marketTime off & familyNew

Paid carer’s leave above statutory

You offer none. 61% of your peers now pay above statutory, up from 48% at your last read. Your aim for this category is on market.

Default peer group · n=48 · flagged because peers moved, not you

On marketPensions & savingsCleared

Employer contribution, frontline

No longer flags. Your 5% now sits on the peer median.

The watch

Signals: watching the market so you don’t have to.

Signals watch the market for you, constantly: your position is re-read whenever a member’s data lands and swept every night. A signal fires when something crosses a line: your percentile changes band, or a gap to the market widens. Ranked against the aim you set for each category, and sent in a weekly digest, daily if you’d rather.

Lead on family leave on purpose? Set that as your aim, and lumi reads it as a decision, not a gap.

Every day

And when you just need an answer.

Benchmark one thing.

One metric, your peers, the distribution and where you sit.

Ask lumi.

Ask in words. The answer cites the figures it used.

Build your own view.

The metrics your leadership cares about, on one dashboard.

Ask the community.

No data yet? Put a short question to the members. Everyone who answers sees the result.

Questions

Asked and answered.

Where your data sits
  • Hosted on Amazon Web Services, London
  • Multi-factor authentication for every user
  • Cyber Essentials certified
  • UK GDPR · nothing shown below three employers
  • Never sold, never used to train AI models
Cyber Essentials certifiedCyber Essentials certifiedCertified 7 September 2026 · every agreement is in the due-diligence pack

Your data

How long does the questionnaire take, and do we have to finish it?

About an hour. Most questions are one click, “not applicable” counts, and you can stop and come back. Your first answer produces a comparison immediately. Scenarios opens at halfway; peer comparison in full at 80%.

Can other members see our data?

No. Members see anonymised aggregates only. When fewer than three employers answered a question, the whole card is hidden, and your raw submissions are never exposed.

Where is it hosted, and does the AI see our data?

On Amazon Web Services in London, with multi-factor authentication for every user; lumi is Cyber Essentials certified. Ask lumi and the written reads use Anthropic as a sub-processor under the UK addendum, on aggregated and derived figures only, and nothing is used to train models. You can turn the AI features off for your organisation. Every agreement is in the due-diligence pack.

The benchmark

Who are “our peers”?

Your sector and size band by default. You can switch to all peers, to the twelve employers most like you, or draw your own group. Every figure names the group and the number of employers behind it, and you are never counted among your own peers.

All questions ›

Pricing

Membership: two prices, published.

Members build the benchmark. Unlimited users, no usage caps.

Founding members: register your interest now. Founding member agreements are signed in December 2026, and the offer closes on 31 December 2026. £5,000 + VAT covers the two years from 1 April 2027. After that, membership renews yearly at the standard £5,000 + VAT. 30 days’ notice to cancel at renewal.

Standard membership (from 1 January 2027): £5,000 + VAT a year, 12-month term. 30 days’ notice to cancel at renewal.

Prices exclude VAT · nothing shown below three employers. The founding terms in full ›

Get started

See it on your sector before you decide.

Thirty minutes with David Whitfield, who built lumi and writes every research paper on it. He’ll walk the benchmark on your sector and model one change to a package like yours, and you can decide if it’s worth an hour of your data. Nobody will sell you anything on the call.

“It feels like a bit of a holy grail.”

People lead, UK software group